Mastercard Black Edition (Debit)
With "Mastercard Black Edition" cards, which are included in the class of “premium cards”, it is possible to obtain various opportunities.
Reasons to choose the Mastercard Black Edition Debit
Lounge key service
Free access
30% cashback
When shopping with partner shops
7%
Income on annual debit balance
Overview
| 12 month | 24 month | 36 month | |
|---|---|---|---|
| Fee for 3 years | 100 ₼ | 150 ₼ | 200 ₼ |
| Free with down payment | 10.000 AZN /5.000 USD/EUR | ||
| Annual income to debit balance Annual income to debit balance (only for cards in ₼ currency) | 7% AZN | ||
| SMS Notification | Monthly fee 2.50 AZN | ||
| Cashback |
Up to 30% for partners |
||
| Lounge key | Free within the offer of the payment system during the year, 32 USD for other subsequent uses | ||
| You can find more information about Mastercard privileges at this link. https://www.mastercard.az/ | |||
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR) |
|
Service fee for transfering funds to another bank cards of the country and to Expressbank cards (Card to Card) |
1% |
|
Service fee for transfering funds to cards of foreign banks (Card to Card) |
1% |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
| Payment for additional card preparation- Suitable for the price of the main card | |
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€) |
2% (min. 3 ₼/$/€) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€) |
3% (min. 3 ₼/$/€) |
* According to the changes in the Tax Code of AR (Article 102.1.22) that came into force on January 1, 2024: a tax of 10% will be levied on the annual interest income paid on card balances of natural persons.
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit /current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€) |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€) |
Requirements
