Business loans

Grow with business loans!

Gold-backed microloan

A Golden offer for your business!

  • 50 000 AZN

    Maksimal məbləğ

  • Up to 36 months

    Duration

  • 3 months

    Grace period

Micro Loan

Up to AZN 100,000, term up to 48 months, grace period up to 18 months grow your business.

  • Up to 48 months

    Maximum duration

  • up to 100 000 ₼

    Maximum amount

Business loans

Apply for short- and long-term business loans tailored to every need of your business.

  • Up to 5 000 000ZN

    Maximum amount

  • from 12%

    Minimum annual interest rate

  • up to 59 months

    Maximum term

SME - Credit lines

Lines of credit for Small and Medium Enterprises

  • Up to 5 000 000ZN

    Maximum amount

  • from 12%

    Minimum annual interest rate

  • up to 59 months

    Maximum term

Azerbaijan Business Development Fund (ABDF)

State support for your business with loans from the Azerbaijan Business Development Fund!

  • Min 5.41% - Max. 11.65%

    FİFD

  • 5 000 000 AZN

    Maximum amount

Agricultural Credit and Development Agency (ACDA)

Modernize your farm with advanced machinery! Accessible financing terms for new tractors, irrigation systems, and other equipment at Expressbank.

  • 200 000 ₼

    Maximum amount

  • 60 months

    Maximum term

Overdraft

It is an opportunity for legal entities and individual entrepreneurs to carry out transactions to meet short-term financial needs even if they do not have funds in their current account.

  • Overdraft - FİFD

    min 16.55% - max. 18.76%

  • 12 months

    Limit period

  • 16%

    Minimum annual interest rate

  • up to 100 000 ₼

    Maximum amount