Business loans

Grow with business loans!

Gold-backed microloan

A Golden offer for your business!

  • Up to 36 months

    Loan term

  • 3 months

    Grace period

  • Up to 50,000 AZN

    Maximum amount

Micro Loan

We offer micro loans to business people with favorable conditions and low interest rates. If you want to grow your small business fast, this loan is for YOU!

  • 70 000 ₼

    Maximum amount

  • Up to 48 months

    Maximum duration

Business loans

Affordable business loans: Grow your business, upgrade your equipment, and meet your financial needs with minimum interest rates.

  • Up to 50,000 AZN

    Maximum amount

  • from 12%

    Minimum annual interest rate

  • up to 60 months

    Maximum term

SME - Credit lines

Lines of credit for Small and Medium Enterprises

  • Up to 50,000 AZN

    Maximum amount

  • from 12%

    Minimum annual interest rate

  • up to 60 months

    Maximum term

Azerbaijan Business Development Fund (ABDF)

State support for your business with loans from the Azerbaijan Business Development Fund!

  • 5 000 000 AZN

    Maximum amount

Agricultural Credit and Development Agency (ACDA)

Modernize your farm with advanced machinery! Accessible financing terms for new tractors, irrigation systems, and other equipment at Expressbank.

Overdraft

It is an opportunity for legal entities and individual entrepreneurs to carry out transactions to meet short-term financial needs even if they do not have funds in their current account.

  • Overdraft - FİFD

    min 16.55% - max. 18.76%

  • 12 months

    Limit period

  • 16%

    Minimum annual interest rate

  • 100 000 ₼

    Maximum amount