Mastercard Black Edition credit card
With "Mastercard Black Edition" cards, which are included in the class of “premium cards”, it is possible to obtain various opportunities.
Overview
| 12 month | 24 month | 36 month | |
|---|---|---|---|
| Fee for 3 years | 100 ₼ | 150 ₼ | 200 ₼ |
| Free with down payment | 10.000 AZN | ||
| Annual income to debit balance (only for cards in ₼ currency) | 7% AZN | ||
| Loan amount | 300 ₼ - 10.000 ₼ | ||
| SMS Notification | Monthly fee 2.50 AZN | ||
| Cashback |
Up to 30% for partners |
||
| Lounge key | Free within the offer of the payment system during the year, 32 USD for other subsequent uses | ||
| Grace period | up to 40 days (until the 10th of the next month) | ||
You can find more information about Mastercard privileges at this link. https://www.mastercard.az/
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR) |
|
Service fee for transfering funds to another bank cards of the country and to Expressbank cards (Card to Card) |
1% |
|
Service fee for transfering funds to cards of foreign banks (Card to Card) |
1% |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax* |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
| Payment for additional card preparation- Suitable for the price of the main card | |
* According to the changes in the AR Tax Code (Article 102.1.22) that came into effect on January 1, 2024: a tax of 10% will be charged on the annual interest income of physical persons on card balances.
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€) |
2% (min. 3 ₼/$/€) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€) |
3% (min. 3 ₼/$/€) |
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit /current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€) |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€) |