Visa Infinite (Debit)
If you want to get benefits from luxury and quality services, use a chance to have a Visa Infinity card!
5 reasons to choose the Visa Infinite card:
Lounge key service
Free access
Fast Line service
Free to use opportunity
30% cashback
When shopping with partner shops
Gift Cards**
3 Visa Platinum cards as a gift
7%
Income on annual debit balance
Overview
| Only Package | Family Package | |
|---|---|---|
| Fee for 3 years | 300 ₼ | 400 ₼ |
| Free with down payment | 20000 AZN /15000 USD /15000 EUR /15000 GBP | 25000 AZN /20000 USD / 20000 EUR / 20000 GBP |
| Annual income to debit balance | 7% AZN / 0.5% USD | |
| SMS Notification | Monthly fee 2.50 AZN | |
| Cashback |
Up to 30% for partners |
|
| Lounge key* | Free during the year within the offers of the payment system, 32 USD for other subsequent uses | |
| Covid 19 test | 10 times free of charge within year. | |
| Vitamin D assay | Free use 6 times a year | |
| Concierge | Free to join | |
| Fast Line | Free to use | |
| Transfer during departure/arrival to Heydar Aliyev Airport | Free use 6 times a year | |
| Buyer protection | Insurance of items purchased with VISA Infinite card | |
*In order to benefit from the advantages of Visa card, it is necessary to make NFC payments worth AZN 300 within 35 days.
You can get more information about Visa Infinite benefits from this link.
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR/GBP) |
|
Service fee for transfering funds to another bank cards of the country and to Expressbank cards (Card to Card) |
1% |
|
Service fee for transfering funds to cards of foreign banks (Card to Card) |
1% |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax* |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
| Payment for additional card preparation- Suitable for the price of the main card | |
* According to the changes in the Tax Code of AR (Article 102.1.22) that came into force on January 1, 2024: a tax of 10% will be levied on the annual interest income paid on card balances of natural persons.
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€/£) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€/£) |
2% (min. 3 ₼/$/€/£) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€/£) |
3% (min. 3 ₼/$/€/£) |
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit /current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€/£) |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€/£) |
Requirements
