Visa Infinite Kredit
If you want to get benefits from luxury and quality services, use a chance to have a Visa Infinity card!
5 reasons to choose the Visa İnfinite card:
Up to 30%
Cashback
7%
Income on annual debit balance
Up to 40 days
Possibility of an interest-free loan
ExpressPay
Comfortable payments through more than 700 Expresspay terminals
Gift Cards**
3 Visa Platinum cards as a gift
Overview
| Only Package | Family Package | |
|---|---|---|
| Fee for 4 years | 300 ₼ | 400 ₼* |
| Free with down payment | 20000 AZN | 25000 AZN |
| Annual income to debit balance (only for cards in ₼ currency) | 7% AZN | |
| Gift Cards |
3 VISA Platinum cards will be awareded VISA İnfinite Family Package owners get 3 free 3 VISA Platinum cards. |
|
| SMS Notification | Monthly fee 2.50 AZN | |
| Loan ammount | 300 ₼ - 10000 ₼ | |
| Annual interest rate | 20% | |
| Grace period | up to 40 days | |
| Cashback |
Up to 30% for partners |
|
* In order to benefit from the advantages of Visa card, it is necessary to make NFC payments worth AZN 300 within 35 days.
You can get more information about Visa Infinite benefits from this link.
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR/GBP) |
|
Service fee for transfering funds to another bank cards of the country and to Expressbank cards (Card to Card) |
1% |
|
Service fee for transfering funds to cards of foreign banks (Card to Card) |
1% |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax* |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
|
Payment for additional card preparation- Suitable for the price of the main card |
|
* According to the changes in the Tax Code of AR (Article 102.1.22) that came into force on January 1, 2024: a tax of 10% will be levied on the annual interest income paid on card balances of natural persons.
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€/£) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€/£) |
2% (min. 3 ₼/$/€/£) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€/£) |
3% (min. 3 ₼/$/€/£) |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€/£) |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€/£) |
Requirements
Identification document
Official income document
on demand
Minimum - 20, maximum - 65 years
Applicant"s age
6 months employment duration
For clients working in the public sector: minimum 20, maximum 65 years (as of the date of loan agreement). For clients working in the private sector: minimum 23, maximum 65 years (as of the da
Azərbaycan Respublikasının vətəndaşı
Ərizəçi və zaminin vətəndaşlığı