Expresso Platinum (Debit)
For those looking for premium opportunities!
Why Choose the Expresso Platinum card
6%
Income on annual debit balance
Express24
Easy and instant payment through Express24 Mobile application
Lounge key service
Free access
Cash in
Ability to top up the card through Expresspay and eManat terminals
Overview
| Expresso Platinum | ||
|---|---|---|
| Fee for 4 years | 50 ₼ | |
| Free with a minimal initial deposit | 1000AZN / 600 USD/EUR/GBP | |
| Lounge Key* | 2 times a year for free. USD 32 for each subsequent use | |
| Annual income to debit balance (only for cards in ₼ currency) | 6% | |
| SMS Notification | Monthly fee 2.50 AZN | |
| Cashback |
Up to 30% for partners |
|
| VISA card benefits* | ||
| Order | ||
*To take advantage of the Visa card, you need to make NFC payments in the amount of 500 manat within 35 days, excluding the last 5 days. You can get more detailed information about other privileges at this link.
Qeyd: The maximum cashback amount a customer can earn per month is 200 AZN, and the maximum cashback amount they can earn per transaction is 50 AZN.
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR/GBP) |
|
Online deposit limit to other bank cards |
Up to 3000 AZN |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
| The service payment for the preparation of an additional card varies from 35 AZN for Expresso Platinum card. | |
* According to the changes in the AR Tax Code (Article 102.1.22) that came into force on January 1, 2024: a 10% tax will be charged on the annual interest income paid on card balances of individuals.
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€/£) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€/£) |
2% (min. 3 ₼/$/€/£) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€/£) |
3% (min. 3 ₼/$/€/£) |
Online payment
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€/£) |
Requirements
Identification document
Minimum - 20, maximum - 70 years (loan expiry date must be before 70 years of age)
Applicant"s age
