Expresso Platinum (Debit)
Özəlliyinizi vurğulamaq, xüsusi üstünlüklərə və imkanlara sahib olmaq, həm debet, həm kredit funksiyalı, faizsiz kredit xətti olan kart arzusundasınızsa, bu məhsul SİZİN üçündür.
5 reasons to choose the Expresso Platinum card:
6%
Income on annual debit balance
Up to 30%
Cashback
Contactless payment
Up to 100 AZN
Lounge key service
Free access
Cash in
Ability to top up the card through Expresspay and eManat terminals
Overview
| Expresso Platinum | ||
|---|---|---|
| Fee for 4 years | 50 ₼ | |
| Lounge Key* | 2 times a year for free. USD 32 for each subsequent use | |
| Free with down payment | 1000 AZN | 600 USD/EUR/GBP | |
| Annual income to debit balance (only for cards in ₼ currency) | 6% | |
| SMS Notification | Monthly fee 2.50 AZN | |
| Cashback |
Up to 30% for partners |
|
| VISA card benefits* | ||
| Order | ||
Qeyd: Bir müştərinin aylıq qazana biləcəyi maksimum cashback məbləği 200 AZN, bir əməliyyat üzrə qazana biləcəyi maksimum cashback məbləği 50 AZN təşkil edir.
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR/GBP) |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
| The service payment for the preparation of an additional card varies from 35 AZN for Expresso Platinum card. | |
* According to the changes in the AR Tax Code (Article 102.1.22) that came into force on January 1, 2024: a 10% tax will be charged on the annual interest income paid on card balances of individuals.
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€/£) |
|
From other resident banks network |
1.5% (min. 2 ₼/$/€/£) |
2% (min. 3 ₼/$/€/£) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€/£) |
3% (min. 3 ₼/$/€/£) |
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit /current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€/£) |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€/£) |
Requirements
Identification document
Minimum - 20, maximum - 65 years
Applicant"s age
