Expresso Standard (Debit)
If you are looking for a card possessing both debit and credit card functions on favorable terms, this product is for you!
5 reasons to choose the Expresso Standard card:
6%
Income on annual debit balance
Up to 30%
Cashback
Contactless payment
Up to 100 AZN
Express24
Easy and instant payment through Express24 Mobile application
Cash in
Ability to top up the card through Expresspay and eManat terminals
Overview
| Expresso Standard | Expresso Gold | Expresso Platinum | |
|---|---|---|---|
| Fee for 4 years | 10 ₼ | 30 ₼ | 50 ₼ |
| Free with down payment | 500 AZN /300 USD/300 EUR /300 GBP | 1000 AZN /600 USD / 600 EUR / 600 GBP | |
| Annual income to debit balance (only for cards in ₼ currency) | 3% | 4% | 5% |
| SMS Notification | Monthly fee 0.90 AZN | Monthly fee 0.90 AZN | Monthly fee 0.90 AZN |
| Cashback |
Up to 30% for partners, 1% non-partners. |
||
| Order | Order | Order | |
NOTE: The cashback amount shall be maximum 200 AZN per month, and maximum 50 AZN per transaction.
Tariffs
|
Service fee for emergency card issuance |
10 ₼ |
|
Service fee for card reissue |
5 ₼ |
|
Fee for unfounded complaints |
15 ₼ |
|
Service fee for "Unique" transactions (wager games, casino) |
4%(min.3 AZN/USD/EUR/GBP) |
|
“PIN Erase”- Restoring of PIN Code |
2 ₼ Free with Express24 mobile app and ATM |
|
TARIFFS of transactions liable to a tax |
|
|
About transfer of amounts from Expressbank ATM (ExpressTransfer) Tarrifs |
|
|
The service payment for the preparation of an additional card varies from 7 AZN for Expresso Standart. |
|
Cashing
|
From debit balance |
From credit balance |
|
|---|---|---|
|
From ATMs and branches of Expressbank OJSC |
is free of charge |
1.5% (min. 2 ₼/$/€/£) |
|
From other resident banks network |
1.5% (min. 1 ₼/$/€/£) |
2% (min. 3 ₼/$/€/£) |
|
From non-resident banks abroad |
3% (min. 3 ₼/$/€/£) |
3% (min. 3 ₼/$/€/£) |
Online payment
|
From debit balance |
From credit balance |
|
|---|---|---|
|
Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications |
0% |
1.5% (min. 2 ₼/$/€/£) |
M10 Electronic wallet
|
Commission |
Daily count limit |
Monthly transfer limit |
|
|---|---|---|---|
|
Deposit/spend to M10 e-wallet |
0% - up to 5000 AZN 1% - over 5000 AZN |
10 times |
Up to 20,000 AZN |
| Online loan payment, Increasing funds on deposit, Debit/current accounts and "e-wallet" through personal account, Express24, Websites/mobile applications | |
| From debit balance | From credit balance |
| 0% | 1.5% (min. 2 ₼/$/€/£) |
Requirements
